The National Flood Insurance Program (NFIP)
The National Flood Insurance Program (NFIP) is a Federal Program enabling property owners in participating communities to purchase insurance protection against losses from flooding. This insurance is designed to provide an insurance alternative to disaster assistance to meet the escalating costs of repairing damage to buildings and their contents caused by floods.
Participation in the NFIP is based on an agreement between local communities and the Federal Government that states if a community will adopt and enforce a floodplain management ordinance to reduce future flood risks to new construction in 'Special Flood Hard Ares, the Federal Government will make flood insurance available with the community as a financial protection against flood losses.
NFIP coverage is available to all owners of insurable property (a building and/or its contents) in a community participating in the NFIP. Owners and renters may insure their personal property against flood loss. Builders of buildings in the course of construction, condominium associations, and owners of residential condominium units in participating communities all may purchase flood insurance.
NFIP coverage is available only in participating communities. In Wyoming, the following communities participate in the program:
Note: County designations apply to the unincorporated portions of the county. Residents in Cities/Towns/Counties not listed are ineligible to purchase flood insurance.
Big Horn County
Hot Springs County