The National Flood Insurance Program (NFIP)
The National Flood Insurance Program (NFIP) is a Federal Program enabling property owners in participating communities to purchase insurance protection against losses from flooding. This insurance is designed to provide an insurance alternative to disaster assistance to meet the escalating costs of repairing damage to buildings and their contents caused by floods.
Participation in the NFIP is based on an agreement between local communities and the Federal Government that states if a community will adopt and enforce a floodplain management ordinance to reduce future flood risks to new construction in 'Special Flood Hard Ares, the Federal Government will make flood insurance available with the community as a financial protection against flood losses.
NFIP coverage is available to all owners of insurable property (a building and/or its contents) in a community participating in the NFIP. Owners and renters may insure their personal property against flood loss. Builders of buildings in the course of construction, condominium associations, and owners of residential condominium units in participating communities all may purchase flood insurance.
NFIP coverage is available only in participating communities. In Wyoming, the following communities participate in the program:
Note: County designations apply to the unincorporated portions of the county. Residents in Cities/Towns/Counties not listed are ineligible to purchase flood insurance.
Afton
Albany County
Baggs
Basin
Bear River
Big Horn County
Big Piney
Buffalo
Burns
Campbell County
Carbon County
Casper
Cheyenne
Chugwater
Cody
Cokeville
Converse County
Dayton
Diamondville
Dixon
Douglas
Dubois
East Thermopolis
Elk Mountain
Evanston
Evansville
Fremont County
Gillette
Glenrock
Goshen County
Green River
Greybull
Guernsey
Hot Springs County
Hudson
Hulett
Jackson
Johnson County
Kaycee
Kemmerer
Kirby
Lander
Laramie County
Laramie
Lincoln County
Lingle
Lovell
Lusk
Lyman
Manderson
Meeteetse
Mills
Moorcroft
Mountain View
Natrona County
Newcastle
Opal
Park County
Pine Bluffs
Platte County
Powell
Ranchester
Rawlins
Riverside
Riverton
Rock Springs
Saratoga
Sheridan County
Sheridan
Shoshoni
Sublette
Sundance
Ten Sleep
Teton County
Thermopolis
Torrington
Uinta County
Washakie County
Wheatland
Worland
Wright
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